Young families want to subsidize a down payment on a mortgage
In the State Duma of Russia, the question of the possibility of the provision of subsidies for young families for a down payment on a mortgage.
For certain categories of families with children is also offered reduce interest on preferential mortgage from 6% to 4.0-4.5%.
Only such measures will help make housing for young families more affordable, the authors of the initiative are sure.
In addition, it is proposed to differentiate families living in rural areas and families who live in large cities.
Also conditions can be relaxed for those who intend buy property with preferential mortgages in villages and small towns number up to 50-100 thousand people.
There is one more proposal, which also has to be discussed and considered by parliamentarians to improve the mechanism of preferential mortgage lending - this is monthly payments.
It is proposed to create a separate legislative base that would allow young parents to pay a little at first, and only then, when the spouses "stand up", increase the monthly loan payment. Today, such a mechanism is not provided.
