Does the child need pocket money?
Volgograd financiers and child psychologists jointly conducted a study, the results of which will be of interest to all parents. They wondered do children need pocket money and to what extent should parents finance their sons and daughters.
Money plays an important role in the formation of the individual, experts said. And so the question of the presence or absence of own finances in the child should be given special attention.
Mom and dad should promptly educate a child about financial literacy and responsibility.
First of all, you need to accurately determine age at which a child should receive pocket money for personal expenses. This age experts call age from 6 years. Small amounts will help the preschooler begin to independently plan their first expenses.
How much money to give a child? It all depends on the level of family income. But it is better to equalize the amount with the amounts that are received from parents chad friends.
You can ask about the size of the pocket payment at the parents of friends. It is also important that the child then does not ask for money more than the amount already agreed.
The most difficult is control costs. But parents definitely need to be interested in where and what they spend the pocket money of their offspring. In this case, psychologists caution against strict and total control. Parents need to be delicateso that this control is not monitored or imposed on one’s own opinion. The child’s own bank card, which will be tied to the account of the parents, can make it much easier. Such "children's" cards today are issued in almost all banks.
It will allow parents to see the costs, but sometimes do it in secret from the child.
The habit of many parents to pay their children for good grades, for cleaning the house, help at the cottage adversely affects the character and education of boys and girls. In practice, it is the usual substitution of concepts. Assistance to relatives and their own education cannot be counted in finance initially.
Studying and cleaning are the duties of the child, and helping the parents is a manifestation of care. You can give money only for the fact that it is not related to the terms of reference of the child - helped to repair the computer, downloaded the game for a friend, etc.
And, of course, one should follow the careful attitude towards money with one’s own example - no method has yet been devised better than this.
